"Casca, I have to believe that people will be 'willing' to get
the chip embedded because it will get you through 'screenings'
faster..."

I think there's some truth in what you say. If Americans accept a National ID card as they accepted SSNs, and if the intrusiveness of such a system expands as did government-mandated SSN usage, ten years from now people will get used to it.

But the government will always tell you it's for your protection. The fact is, even if a National ID card goes into effect, and is needed to complete a transaction, you will actually be asking the Federal Government for its permission. It will convert all private transactions to public ones. It will create a government license for all jobs, all travel, all medical care, and many purchases.